Offer Details

Uni Paychek by Uni Cards offers salaried individuals a flexible credit line of up to ₹1 lakh per month — acting like a second salary to smooth out your cash flow. With a quick paperless setup (under 3 minutes) and no collateral, you receive funds instantly on your preferred date each month, with a 15–30 day interest‑free window Whether you need to cover credit card bills, EMIs, rent, utilities, ...Read more

Uni Paychek by Uni Cards offers salaried individuals a flexible credit line of up to ₹1 lakh per mon...Read more

Earn at every milestone

✅ Benefits:

✅ Easy paperless sign‑up in under 3 minutes
✅ Monthly credit up to ₹1 lakh, disbursed on your chosen date
✅ 15‑ or 30‑day interest‑free grace period
✅ Flexible — pause anytime
✅ No collateral required
✅ Backed by RBI‑regulated NBFCs and PCI‑DSS security
✅ Trusted: 3 L+ users, ₹4,800 cr+ disbursement

Tracks In

15 Days

Confirms In

7 Days

Uni Paychek is a flexible credit line that lets salaried users receive up to ₹1 lakh monthly — essentially like a second salary — with a paperless setup, fixed monthly payout date, and 15–30 day interest‑free period

✅ Target Audience

Geography: Pan India
Age Group: All above 18
User Eligibility: New Users Only
Ideal User Profile: Salaried individuals seeking a short‑term credit cushion for bills, EMI, rent, or emergencies without waiting for payday.

✅ How It Works:

📲 Download Uni Cards app & subscribe to Paychek

📝 Complete quick KYC and select your monthly payout date

💸 Receive your first Paychek instantly after Softpull approval

🔁 Get funds every month on your chosen date

⏸️ Pause anytime if credit isn’t needed this month

✅ Terms & Conditions:

📌 Offer for new users in India above 18

📌 One account per PAN/Aadhaar—duplicates disqualify

📌 Pause feature allowed, resume anytime

📌 Must repay within 15 or 30 days to avoid charges

📌 Backed by RBI-regulated NBFCs; standard NBFC terms apply

📌 Uni reserves the right to suspend use or limit access in case of misuse or detected fraud

📌 No SMS or email promos; only in-app notifications

Referral Income Sharing Structure:

Levels	Referral Income%
L1	40% of Referral Income
L2	30% of Referral Income
L3	30% of Referral Income

When you refer Avasar Club to A, then A becomes your Level 1 (L1).
Now when A shares this offer and gets this offer completed from someone or A completes the offer himself, you will get 40% of Total Referral Income (L1).
Similarly, if A refers Avasar Club to B, then B becomes your Level 2 (L2).
Now when B shares this offer and gets this offer completed from someone or B completes the offer himself, you will get 30% of Total Referral Income (L2).
And finally, if B refers Avasar Club to C, then C becomes your Level 3 (L3).
Now when C shares this offer and gets this offer completed from someone or C completes the offer himself, you will get 30% of Total Referral Income (L3).

Notification

Uni Paychek